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M-Fire Has The Best Proactive Wild Fire Plan and Products The Western Region Has Ever Seen As We Try And Help Homeowners Get Lower Insurance Premiums.

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M-Fire Has The Best Proactive Wild Fire Plan and Products The Western Region Has Ever Seen As We Try And Help Homeowners Get Lower Insurance Premiums.

September 28 2018 by Steve Conboy

California homeowners may find themselves facing insurance headaches even if their houses weren’t affected by this year’s blazes.

The California Department of Insurance had already warned this year that the increasing number and severity of wildfires were making it harder for homeowners in the state to find and hold onto insurance. And now they say the most recent massive fires — nearly 20 blazes that are burning across the state, with 20,000 people under evacuation orders — may make the problem more acute.

“We are not at a crisis point yet, but you can see where the trends are going,” California Insurance Commissioner David Jones said in an interview.

He expects more insurance companies to opt not to renew policies or to simply stop writing homeowners policies in areas with the highest fire risk. He also anticipates rate increases, and for parts of the state to be reclassified from safe to high-risk.

State officials don’t track exactly how many people are dropped by their insurance companies, but the number of homeowners complaining about it happening more than tripled from 2010 to 2016.

The problem is most pronounced in high-risk fire areas. In the 24 California counties with the highest fire risk, the number of non-renewals increased 15 percent from 2015 to 2016, according to a Department of Insurance report. Insurers dropped more than 10,000 policies in those counties in 2016.

Homeowners who need new or replacement policies may have to look harder or pay more.

The big question now is should homeowners pay more attention to adding solar panels or making there homes more resilient against wild fires in the western region? M-Fire has products to make new or old homes in the western region defensive again wild fire ember attacks because embers ignite the homes.

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